Frequently Asked Questions

1.  Who is First Capital?
First Capital specializes in capital raising and advisory services for Real Estate, Natural Resources, Renewable Energy, and Clean Technology sectors.

2.  What type of deals will you consider?
We will consider any deal that requires structured financing from $1mm and up.  

3.  Who do you work for?
Our clients include institutions, companies, and individuals. We deal directly only with principals of all parties involved, and will consider an intermediary or representative on a case by case basis.  

4. Do you charge any up-front fees or nonrefundable retainers?
No, we do not charge any up-front fees if we are the direct lender or investor, though, a third-party placement may charge fees or a retainer depending on the deal. For that reason we are selective in what projects we will accept. A thorough review will be made of a project before we will agree to enter into a relationship.  If we act as either a consultant or direct sponsor, we will decide mutually on what basis the relationship can continue.

5.  Do you do a lot of due diligence?
Yes.  We can not help you if you are not able to provide complete information on a timely basis.  We also require your information to be organized and presented in a format that does not require an inordinate amount of time trying to put all the pieces together.  A full and complete scenario must be compiled prior to our review and consultation.  

6.  When do you get paid?
Our compensation is when our clients' projects are successfully funded.  That's the primary reason we want every project presented in an organized, professional package backed up with a commitment from the client.

7.  What type of compensation do you receive?  
We either charge our fee at closing or we take a portion of our compensation as an equity interest in the deal.

8.  What size of project do you prefer?
A minimum of $1mm.  However, in many situations the economics are better on a larger package.  Whatever size of deal is eventually settled on, we work with our clients to maximize their return on investment.

9.  What is it we can generally expect if you act as a consultant on a deal?
When someone has not identified exactly what they are going to do or how they are going to do it, then it is better to take a step back and build on their idea from the ground up.  That typically involves looking for the prospective deal, then getting a feel for how it could be financed, and putting together some projected numbers.  If the pieces fit then it makes sense to focus a concerted effort on putting the funding into place.

10.  How would we get started with you?
You first need to educate us on the size and type of project you are interested in getting funded.  We also need to know  what kinds of funding arrangements you would be interested in considering.  Assuming we felt that we could be successful meeting your objectives, we would enter into an Engagement Agreement with you and proceed with the funding  process.  ALL INFORMATION SUBMITTED TO US MUST BE IN AN ELECTRONIC FORMAT.  It may be submitted in Word, PDF, Excel, PowerPoint or other similar formats so long as we can do virus scans on the attachments.  Please do not send any hard copies of documents unless we specifically request them.

11.  What about legal or accounting advice?
You should rely on your C.P.A. for pertinent tax advice and your attorney for pertinent legal advice.

12.  Can you give us some support in our negotiations with lenders?
Yes.  Our services include direct negotiations with banks, institutions, private lenders, and equity sponsors.

13.  What reporting requirements do I have after I have received funding?
You will be required to provide clean financial statements prepared in accordance with FASB standards.

14.  Do you provide a Mutual Confidentiality / Non-Circumvention Agreement?
Yes.  This agreement gives you the assurance that your business will remain private and confidential only with direct parties involved.